Relationship Manager - National Development Bank PLC (NDB) Colombo

About the job

Relationship Manager – Wholesale Banking

Managing the portfolio of corporate working capital assets/liabilities assigned, whilst ensuring profitability. Market and initiate new relationships and capturing profitable business opportunities to grow the commercial banking portfolio.

The Job:

· Financial growth in terms of revenue ,Deposit and Loan volumes in comparison to laid down budgets

· Identifying /targeting prospective clients.New customer relationships to be established with a minimum annual revenue potential

· Achieving minimum cross sell revenue to other Business units & Ensuring maximum utilization of existing customer portfolio

· Communicating with the customers on a daily basis on transaction processing

· Preparing approval paper for temporary facility requirements of the clients

· Structuring of facilities and carrying out the detailed analysis of the clients /proposal covering financial market industrial and economic aspects

· Collecting financial and other background information relating to the client & Timely preparation of Credit reviews

· Reporting any significant development and initiating remedial action if required & Conduct customer survey

· Manage portfolio within the risk appetite and internal controls of the bank

· Daily monitoring of high risk graded corporate client facilities and taking steps to expedite settlements

· Analyzing w/c cycles ,identifying trends ,stress signals ,recognising specific risks and initiate corrective measures with a second way out where relevant and rechedulement of facilities where appropriate

· Ensure that all credit controls /procedures are in place for all excesses /over dues monitoring on a daily basis

The Person:

· Possess a Bachelor’s degree related to Finance & fully qualified in CA/CIMA/ACCA or IBSL

· Possess 5 -6 years’ of experience in Banking/ Finance with exposure to credit

· Strong communication, presentation and interpersonal skills

· Good Planning & Organizing Skills

· Ability to pay attention to details & be accurate

· Should be a team player who work towards common business goals

This position is at Deputy Manager level